This post was last updated on February 17, 2026, to reflect all updated information and best serve your needs.
Saving money for retirement is critical, but when it comes to the types of accounts you have, it can start to get a little confusing.
This post was last updated on 16 February, 2026, to reflect all updated information and best serve your needs.
Planning for your retirement is the key to fully enjoying the fruits of your labor. Whether you have an IRA (individual retirement account), a 401(k), or other retirement account, you'll want to get the most out of it by maximizing your contributions. Understanding the IRS contribution limits will help you maximize your savings.
This post was last updated on February 17, 2026, to reflect all updated information and best serve your needs.
In addition to sounding cool, mega backdoor Roth conversions can be super helpful for long-term tax savings. For high-income earners, contributing more to a Roth account now will make retirement income planning much easier.
Annuities are often sold as "tax-advantaged," but what do taxes actually look like when you’re in retirement? It’s important to understand the "wait now, pay later" nature of tax-deferred growth and annuity taxation. Retirement isn’t the time to get caught off guard by tax surprises.
The name of the game is keeping more of your retirement check and not overpaying Uncle Sam. The first step in maximizing your tax strategy is understanding what you have and how your investments are taxed. This is an essential part of a comprehensive financial plan to make the most of your retirement savings.
This post was last updated on February 04, 2026, to reflect all updated information and best serve your needs.
Make the most of your retirement planning in 2026! No matter how much time there is between now and these deadlines, mark your calendar so you don't miss anything. Now is the time to prepare for retirement account contributions (or withdrawals).
This post was last updated on January 19, 2026, to reflect all updated information and best serve your needs.
You may have spent your whole life working towards retirement. However, as you get closer to retirement, there are so many feelings and doubts that can creep in and cause you stress. There’s no need to worry – as long as you have a plan.
This post was last updated on January 19, 2026, to reflect all updated information and best serve your needs.
Proper planning is crucial to ensure a smooth transition into a fulfilling retirement lifestyle. However, it can be really intimidating when you first get started. You aren’t the first person to retire, so you can draw on the experience of others who’ve walked this path.
This post was last updated on January 19, 2026, to reflect all updated information and best serve your needs.
For some people, the “traditional” idea of retirement just doesn’t fit their lifestyle. The idea of never working again, going to the golf course every day, or just lounging around doesn’t sound very appealing. Luckily, you can craft what your own retirement will look like – even if you don’t really retire.
This post was last updated on January 19, 2026, to reflect all updated information and best serve your needs.
Retirees who work with a financial advisor are happier and more confident in their finances and in life. Many of us have concerns about money. So, it makes sense that getting expert help would increase happiness by reducing financial stress.
The right financial planner does so much more than just help you with a 401k rollover. A true expert takes the time to get to know you and craft a detailed, thought-out plan around your hopes and dreams. The process should center around you, not your money.
Is an annuity you purchased 5, 10, or 15 years ago worth keeping? Many retirees enter retirement with more savings than they need. If you’re not sure you need your old annuity or whole life policy, you’re not alone.
It’s important to evaluate whether your old annuity contract still serves a purpose in your portfolio or if it's dragging down your retirement plan. We want to move beyond the "annuities are good or bad" debate and discover what’s best for your specific situation.
This post was last updated on December 23, 2025, to reflect all updated information and best serve your needs.
Roth conversions are among the most powerful long-term tax-saving strategies. If a Roth conversion might benefit you, the next question is how much you should convert. The right amount will vary based on your situation.
Looking for financial advice can be confusing and overwhelming. But it doesn’t have to be. The financial industry uses ambiguous and overlapping terms, but what do they really mean?
If you’re like most people, you just need an honest answer to tough financial questions. Yet, when you start looking for help, you’re met with a variety of terms like adviser, advicer, manager, and planner – all with the words financial, wealth, fiduciary, and investment added to spice things up.
This post was last updated on December 01, 2025, to reflect all updated information and best serve your needs.
Taking a pension lump sum takes careful consideration. And if you decide to take a lump sum, you’ll have to decide whether to transfer your lump sum pension payout into your 401(k) or your IRA. The decision to take a lump sum can’t be reversed, so take it seriously.
This post was last updated on November 30, 2025, to reflect all updated information and best serve your needs.
Deciding when to draw Social Security benefits is one of the most important decisions you’ll ever make as a retiree. You must carefully consider your specific situation and goals. Don’t wait until you’re eligible to make these important decisions.
The One Big Beautiful Bill affects retirees in many ways. But how will it change Medicare? Although it’s too early to tell, there will be some immediate changes and several potential long-term impacts you need to be aware of.
We provided a broader overview in our article, "How the One Big Beautiful Bill Affects Retirees." Now we’re going to discuss how this new law impacts Medicare and what you can do to prepare.
As you begin estate planning, you will face difficult choices, further complicated by the current pandemic. However, it’s essential that you have a plan in place to protect your loved ones financially. There are many different ways you can do so.
Today, we’re going to discuss two of them. Wills and trusts are both estate planning tools, meaning they help you control who inherits your assets after you pass away. The similarities between the two end there, though.
There’s a ton of noise out there regarding the One Big Beautiful Bill. But how does it affect retirees? For many retirees, there won’t be any major game changers, but there are some key changes you need to know.
Fortunately, there are no significant changes to tax bracket structures. However, there were several changes to standard and itemized deductions, as well as increased gift and estate tax exemptions. We also get some new deductions, lose others, and see many modified credits, deductions, and phase-outs.
If you’re nearing retirement, you might have life insurance or an annuity you no longer need. If so, you should be aware of what’s called a 1035 exchange.
A 1035 exchange can help you if you’re unsure about what to do with an old life insurance policy or an annuity.
This post was last updated on June 29, 2025, to reflect all updated information and best serve your needs.
Investing in yourself is one of the most important things you can pursue. It’s more than setting up a retirement account or buying a home. Self-investment comes in many forms, including:
Annuities can be incredibly confusing, but they don’t have to be. Once you understand the most common annuity acronyms, it’s a lot less scary. Each annuity contract will be unique to your needs, the insurance company, and the optional riders available.
When buying an annuity, it’s best to zoom out and look at your entire financial picture first, and then decide if an annuity is right for you. We don’t want you to get excited about one particular type of annuity first, and then figure out how to make it fit your goals. Your life and retirement goals should drive all your retirement decisions.
