YOUR RETIREMENT CHECKUP™
No Cost or Commitment
We want you to know exactly what you’re getting before paying anything.
Personalized Retirement Review
15-Minute Call
Schedule Your 15-Minute Phone Call Today!
WHY: So you can find out if you're ready for retirement and get a glimpse of what it looks like to work with NextGen Wealth.
WHAT: A retirement & tax assessment. We will show you how to improve your retirement success and reduce your tax bill before paying us a single dollar.
WHO: Couples and individuals who know the importance of saving, are within 5 years of retirement (or thereabouts), and have accumulated at least $750,000 in investable assets.
Your Retirement Checkup™
Step 1 - Schedule a Call
In our 15-minute call, we’ll learn more about you and your situation to ensure you're a good fit for our areas of expertise. You wouldn’t see a neurologist for elbow pains, would you?
If we aren’t a good fit for some reason, we’ll happily provide you with a few firms that might better meet your needs.
Step 2 - Get to Know Each Other
Before we provide any recommendations, we’ll meet with you (virtually or in office) to identify where you want to go in retirement.
Prior to the meeting, you’ll fill out two forms and provide us with a few important documents. This information helps us perform our analysis of your financial situation and develop recommendations.
After this meeting is complete, we’ll give you one of our favorite books (for free) for you to read while we’re completing your financial assessment.
Step 3 - Analyze and Evaluate
Next up, we will review everything you told us in our meeting along with everything you provided to us to give the answers to these critical questions:
- Are you on track for your financial and retirement goals?
- Where can we save you money (investment fees, taxes, insurance, etc.)?
- Are your investments right for you and how can they be improved?
Step 4 - Review the Assessment
Here’s where things really get fun! In this meeting, you’ll get your financial assessment results and learn exactly how prepared (or unprepared) you are for retirement. We’ll also give you actionable steps needed to reach your financial goals.
At the end of this meeting, you’ll probably know if we’re the right firm for you, but it’s okay if you’re not sure. We’re absolutely 100% pressure-free. We’ll give you all the information and time you need to think about it.
Step 5 - Think It Over
At NextGen Wealth, we work with clients long-term. We’re way more concerned about relationships than sales or revenue. It’s critical that you take all the time you need.
We’ll typically follow up in a week or so to answer additional questions or schedule a follow-up meeting. No pressure, we just need to know if we need to keep your spot open or not.
If we’re not a good fit, no hard feelings. We don’t take it personally at all. We want you to feel comfortable and have a great experience whether you become a client or not.
To help think of additional questions to ask us before moving forward, check out our article on How to Find The Right Financial Advisor For You.
Step 6 - Let's Get Started!
Thank you so much for putting your trust in us! We are happy and honored to be working with you. Before we get to the fun stuff, we’ll touch base, go over the next steps, and give you a timeline for the next 12 months.
We can’t wait to get started with your Client Onboarding Process!
Schedule Your 15-Minute Phone Call Today!
How Do I Know If I’m a Good Fit?
We provide the most value when you are 100% committed to our financial planning process. Our typical clients are:
Individuals who are within 5 years of retirement (or thereabouts) and understand the importance of working with a Certified Financial PlannerⓇ.
Committed savers who have already accumulated at least $750,000 in investable assets.
Still Have Questions? Let Us Answer Them
Our fees are based on the assets we manage for you. Our fees are completely transparent and listed on your quarterly statements.
We don’t charge commissions. We believe our fees should be aligned with your best interests. We deliberately chose to eliminate the conflicts of interest inherent in commission-based advisor models.
The fees on your statement are the only fees we accept at NextGen Wealth. The fee encompasses every service we provide for you including investment management, financial planning, retirement planning, and everything in between.
Note: Most of the investments we use (mutual funds and exchange-traded funds) have internal expenses within them. We always select the best-performing investments possible while also keeping these unavoidable fees at a minimum to save you money. We don’t receive any of these fees.
The less you pay for the same service, the more you get to keep in your pocket!
There are four main factors that distinguish us from other financial advisors:
- We do comprehensive financial planning. Many advisors manage your investments and that’s it. We go so far beyond just basic investment management. We also handle cash flow analysis, retirement planning, insurance reviews, tax saving strategies, estate planning, and any other financial need we identify.
- We are a fiduciary 100% of the time. We put your interests above our own and eliminate all conflicts of interest we possibly can.
- We invest in industry-leading technology to ensure our clients have an extremely efficient financial life.
- We only take on a maximum of 8 clients each year to ensure you and all our current clients always get the time and service you all deserve.
No. Our focus at NextGen Wealth is on long-term relationships.
We provide the most value by establishing long-term relationships with our clients. The world is changing constantly, so we’re constantly making sure nothing gets missed.
If you’re unsure if comprehensive financial planning is right for you, please contact us to see if we’re a good fit. Otherwise, we are happy to provide you with options for hourly or project-based planners.
First off, let me tell you why you shouldn’t hire us:
- If you’re looking for some type of top-secret investment philosophy that’s guaranteed to make you money every year, then we’re not right for you.
- If you look at your investments every single day, then we're not right for you.
- If you think we can somehow predict and time the market, then we’re not right for you.
Now, here are a few reasons why you should hire us:
- You’re looking for a true 50/50 partnership in managing your finances and investments.
- You want to actually have a plan for your financial future and retirement that can easily be implemented and followed.
- You’re interested in saving money in your financial life i.e. taxes, investment expenses, home/auto/life/health insurance, etc.
- You’re interested in how you can create an income stream that can last the rest of your life without running out of money.
Not Quite Ready to Go Yet? No Problem at All!
You can always sign up for our monthly newsletter. We’ll keep you up to date with what’s happening at NextGen Wealth, show you our most popular blogs for the month, give you financial tips and so much more!
Also, feel free to call us anytime at (816) 287-4780 or check out our blog where we answer and write about some of the most common questions we receive from our clients.
As an alternative, if you don’t quite meet our criteria to become a client, don’t worry – there are still ways we can help. We’ve worked hard to ensure we provide a wide range of alternatives so that everyone has the opportunity to gain financial insight and confidence.
We have very intentionally limited the number of clients we serve so that each client gets the personalized attention they need. If you fall outside of our financial minimum then a great next step is for you to visit letsmakeaplan.org. Here you will be able to find a CERTIFIED FINANCIAL PLANNER™ professional near you who fits your needs more appropriately.
Content written by Clint Haynes, CFP® | Certified Financial Planner®
