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Financial Planning For Individuals Within 5 Years of Retirement

Clint Haynes, CFP® And NextGen Wealth Have Been Featured In:

Certified Financial Planner® Serving Lee’s Summit, MO and Beyond

Are you thinking about retirement?

If you’re within a few years of retirement, you’re going to have a lot of questions to make sure you’re prepared.

  • When will I be able to retire?
  • Will I have enough money to retire?
  • How much money will I need to live off of?
  • How do I prepare for the transition into retirement?
  • What should I do mentally, socially, and physically to ensure I’m living my best retirement?
  • What haven't I considered?

For some, the transition to retirement can be relatively seamless. For others, it can really be a struggle to make the adjustment. The unknowns of what retirement will look like and how best to transition into it can be scary. However, it’s important to know that it’s completely normal, and we’re here to help.

Our financial planning team helps individuals just like you craft a truly comprehensive retirement transition plan that not only covers your finances, but also prepares you for the mental, social, and physical/health changes that will happen as well. We’ll help you create a plan that addresses each of those areas as they are all vital for helping you live your best retirement.

Your retirement transition plan will ensure that you are prepared in every way for the next stage of your life. We can assure you this process isn't like anything you've ever gone through if you’ve worked with a financial advisor in the past. To learn more, simply click on the button below to get started on your free Retirement CheckupTM.


Why NextGen Wealth?

At NextGen Wealth, our passion is serving those who want the real benefits of working with a true comprehensive Certified Financial Planner® – both in Kansas City and virtually across the country.

We aren’t here to overwhelm you or make you feel inferior. We are here to add real value to your financial life. That means better financial organization, creating a plan for your retirement, and most importantly, making sure you don't outlive your money. On top of all of this, we will be with you every step of the way.

Working with a financial advisor doesn’t have to be the stereotypical way of the past. There is a better way and that starts with putting your interests first and foremost.

At NextGen Wealth, our financial planners partner with you on your journey to retirement relaxation. As you have probably already experienced, this is a journey where you’ll have plenty of ups and downs along the way.

It can be hard to stay on track and sometimes you might feel the need to completely give up and start over. That’s where we come in with the creation of your personalized COLLAB Financial Plan which will help you create your perfect plan for retirement.

Your plan is where real value is added on this voyage. It will help bring you complete organization and peace of mind so that you're able to retire comfortably and confidently.

If this has been on your to-do list for way too long, then let us help you get organized and take that burden off your shoulders. The peace of mind knowing exactly what you need to be doing in your financial life in order to achieve the goal of retirement can truly do wonders for all other aspects of your personal life. Let us help you get started today.

Content written by Clint Haynes, CFP® | Certified Financial Planner®

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Clint Haynes - Certified Financial Planner (CFP)

Meet Clint Haynes, CFP® - Founder and Certified Financial Planner®

It definitely seems like I can hold many different titles depending on the day, but for my bio’s sake, I will stick with my professional title of Financial Planner – although you could go with Financial Advisor, Financial Consultant, etc., they’re really all one in the same.

I’ve been in the financial planning and financial services industry in the Kansas City area since 2001. It’s actually the only career I've known since graduating from college.

You’re probably thinking to yourself that you know all kinds of financial planners or financial advisors and most seem to be no different than the next. I completely agree, as it’s definitely true for many advisors in the financial planning field. With that said, though, check out my full bio, and I will do my best to differentiate myself and our Lee’s Summit based financial planning firm.

Connect with Clint on Social Media

Free Retirement Checkup™

Our free checkup will show you step-by-step how to reduce taxes, invest smarter, and optimize retirement income.

We want you to know exactly how we can help before you pay us a single dollar.

Retirement the Right Way Book

Retirement is one of the most significant changes that can happen over the course of a human life. However, most of us only focus on the financial aspect. But what will it really mean for you to exit the workforce and retire? Clint Haynes' book, Retirement the Right Way, collaborates with you to design your best plan for a smooth, secure transition into retirement and how to enjoy it fully.

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Common Questions About Financial Planners and Wealth Management

After working with hundreds of clients over 20+ years in the wealth management industry, we’ve heard quite a few common questions. Check out a few of the most common financial questions below, or head on over to our Questions to Ask page to learn what you should be asking your financial advisor.

What is the difference between a Financial Advisor and a Certified Financial Planner®?

A financial advisor is a general category of professionals who help clients manage their money (anyone can actually call themselves a financial advisor). On the other hand, a Certified Financial Planner® is a type of financial professional who specifically focuses on helping clients create (and stick to) a financial plan to accomplish their long-term financial goals. Please note that as a Certified Financial Planner®, we go through a rigorous testing and certification process to earn this designation. Additionally, we are mandated to fulfill continuing education requirements each year. A similar comparison would be comparing a staff accountant to a CPA (Certified Public Accountant).

Even though your financial planning team is in Lee’s Summit, can you serve clients outside of the Kansas City area?

Yes, even though our financial planning team is in Lee’s Summit, MO, we can and do serve clients near us and all over the nation. Thanks to continued advancement of technology, we currently serve clients in 10 states nationwide!

Do I really need a Certified Financial Planner®?

In a word, no. Like almost anything in life now, if you want to tackle doing it yourself, you certainly can i.e. filing your taxes, fixing your car, building your house, etc. However, our clients at NextGen Wealth truly prioritize their time in retirement by letting us handle all of their investments and financial planning needs, so they can do the things they want and enjoy. Plus, by working with a Certified Financial Planner®, they know that every box will be checked including investment management, Social Security scenario planning, Medicare planning, Roth Conversion strategies, estate planning review/creation, and the list goes on. So, do you need to work with a Certified Financial Planner? No. Do you really want to learn about, implement, and stress about every financial task yourself when you can hire an expert with decades of experience to help relieve that burden and stress instead?

What specific financial planning services do you offer?

Our financial planning services are quite robust! Even if we don’t offer a specific service you need, we will try to connect you with someone who can help. At a high-level, the following are our primary financial planning and wealth management services:

  • Priority Goal Setting
  • Estate and Tax Planning
  • Cash Flow Budgeting
  • Life and Retirement Planning
  • Investment Planning
  • Risk/Insurance Management
  • Employer Retirement and Benefit Reviews
  • Financial Security and Organization
  • Buying and Selling Real Estate

For more information, check out a full list of our financial planning services.

Is NextGen Wealth a Fiduciary?

Yes, NextGen Wealth is a Registered Investment Advisor (RIA), legally bound by the fiduciary standard as we serve clients. In essence, we are required by law to always act in our clients’ best interest. We take this to heart in everything we do at our financial planning firm.

How does NextGen Wealth keep up with changes in the industry and financial markets?

Like you, we only have so many hours in the day, so we have to be very selective about how we use them. Having over 20 years in the industry teaches you what you should and should not pay attention to. We’re not going to make wild changes every time the markets do something crazy, or the news media are in a frenzy. Instead, we rely on data-driven research, industry-leading software, continuous education on the best tax and investment strategies, and a large network of other highly skilled professionals to make sure we’re at the top of our game.

Do you offer financial planning services for individuals only, or do you also help businesses?

We work with individuals and small businesses in Lee’s Summit, Kansas City, and nationwide. We always conduct a discovery meeting to ensure we’re the right fit for you individually and your business (if applicable).

What are NextGen Wealth’s pricing and fees for your wealth management services?

NextGen Wealth is a fee-based financial planning firm. Our fees are transparent and are clearly displayed in each of your quarterly statements. You can see a full list of our fees and learn how we get paid by exploring our pricing page.

Ready to Chat with a Certified Financial Planner® or Have Other Questions for Us?

If you’re ready to get started, sign up for our Free Retirement CheckupTM. If you have a few more questions first, feel free to continue exploring our website or contact us today!