Three Financial Planning Tools You Should Really Know About

financial planning tools

Knowledge is power, as the old saying goes, and that's certainly true about financial planning tools. Here are three things you should know when it comes to this concept.

1. Budgeting Software: A resourceful route to take when investing your time and energy into financial planning tools is budget software, such as the free website and app called Mint.

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How to Guarantee Poor Investment Returns

Investment Returns 1

When it comes to investing, the hype seems to be around the next hot investment and the incredible returns it will surely produce. While that is all good and well (not really), no one ever seems to talk about what not to do when it comes to a good investment strategy.

I truly believe, if you can avoid making dumb decisions, then that will ensure you’re making the right decisions. Investing isn’t about finding the next Apple; it’s about not making those common mistakes so many people can’t seem to avoid.

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3 Questions YOU MUST ASK YOUR FINANCIAL ADVISOR

Questions to ask Financial Advisor

Being a financial advisor for the past 16 years, I know what lies behind the curtain in our industry. And, while things are slowly becoming more transparent, we still have a long way to go before reaching complete transparency.

As a consumer, though, you only know what you’re being told or at least how much you can find from doing your research on Google. The information is out there, but only so many people have the time to find out the right questions to ask.

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Why Does It Seem Like My 401k Isn’t Growing?

Why 401k not growing

This seems to be one of the most common questions I have asked to me on a regular basis. It’s certainly a fair question and one that’s probably gone through my head a few times.

Now that we live in more of an “instant gratification – what have you done for me lately world” we expect to see results immediately. While there are times you’ll actually notice faster growth within your investments because of a specific sector or company, for the most part it’s basically like watching a tree grow.

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How to Make a Budget Bearable

How to make a budget bearable

The budget. To many, it is simply known as the “b” word. The budget has turned into this scary thing that few people dare to discuss.

I’m not sure if it’s just overwhelming to think about tracking or if people fear seeing where they’re spending their money. Regardless of the reason, the budget is the foundation to anyone’s personal financial situation.

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5 Interesting Things I’ve Learned From Being a Financial Advisor

Things Ive learned as a financial advisor

Crazy enough, but I’ve been a financial planner, financial advisor, wealth advisor (the list goes on and on) for 16 years now. I’ve seen a lot over that time frame, both good and bad.

Getting into this industry in 2001 when the tech bubble was beginning to burst was quite an interesting time. I didn’t think I would see anything like it again, but then came the housing bubble of 08-09. Yet, since that time we have seen quite the run-up and one that we’re still riding to this day.

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Why Don't People Practice What They Preach?

Why we dont practice what we preach

We are all guilty of it. We’re much better telling people what to do than actually doing it ourselves. My wife is awesome at this (don’t worry, she’s well aware). Here motto truly is “do as I say, not as I do.”

But it’s not just her – and me for that matter – but so many other people out there. Why do financial planners preach no credit card debt but have credit card debt themselves? Why do politicians have extramarital affairs but preach family values? Why do prosecuting attorneys put people in jail but then break the law themselves? Why do doctors preach good health but are overweight and smoke? So many questions!

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What Your Dog Can Teach You About Being a Better Person

What your dog can teach you

Let’s face it; everyone loves the family dog – sometimes even more than their actual family. With the amount of love we have for our dogs, not to mention the amount of money we spend on them, you’d think we’d try to learn something from them.

They certainly make our lives happier, but can we actually learn something from them? Well, of course we can. Here are a few things your dog can teach you about being a better person. Listen up, your dog is actually doing more for you than you think.

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To Hell with New Year's Resolutions, Just Form One Good Habit

Form Good Habits

So, how are those New Year’s resolutions coming? It’s only a few days into the year, so I’m sure they’re going great. Or are they?

If you missed last week’s post, Why New Year’s Resolutions Suck, you know my opinion of them. Let’s face it, New Year’s resolutions are destined to fail even before the year begins. If you’re one of the rare few who can accomplish them, then more power to you. If not, keep on reading.

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Why New Year's Resolutions Suck

New Years Resolutions 3

Every single year millions of people start the New Year with high hopes of finally achieving their resolutions. For some reason, they’re actually going to accomplish them because this year is going to be different.

They’re not going about it any different from previous years, but for some reason this year they’re finally going to be able to check that resolution off the list. I feel like this is the exact definition of insanity – doing the same thing over and over again and expecting a different result.

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NextGen Wealth, LLC is a registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, service, or investment strategy. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor, tax professional, or attorney before implementing any strategy or recommendation discussed herein.

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